Thursday, July 27, 2017

What Treatments Are Covered by Worker's Compensation?

If you are injured at work and need to recover, it is important to know if your treatment will be covered. For workers' compensation, your medical treatment will be covered, provided it is cleared by your health care practitioner and necessary for your work-related injury or illness.

Tests Usually Covered by Workers Compensation


X-Rays
MRI's
CT Scans
Ultrasounds

Note: These tests are covered if they are usable for your diagnosis

Any medical bills that aid in the treatment and recovery from your workplace injury are also covered by your workers' compensation insurance. Any medications, doctors visits, surgeries, emergency room visits and hospitalizations will be covered too. If you require something like a leg brace or wheelchair, those are also covered. Transportation costs may also be covered by workers' comp.

Physical rehabilitation from your work related injury is also covered. Any physical therapy, occupational therapy, massage therapy, or chiropractic work fall into these rehab covered costs. Some states do have limitations on a number of therapy visits that workers 'comp will cover.

So, let's say your work injury keeps you from going back to the same type of work. Certain states will give you vocational rehabilitation benefits. These include things such as job training and counseling, so you'll be able to find suitable work again in the future. Some states refer to these services as "supplemental job displacement" benefits. These benefits can help you with any education, training, certifications or even computer equipment that you might need to find work.

Treatments That Worker's Comp Doesn't Usually Cover


Experimental treatments and medications are not usually covered by workers' comp insurance. Treatments that are deemed alternative are also not covered. Alternative treatments include acupuncture, homeopathy, and Ayurvedic medicine, among others. Please note that coverage for these treatments is covered in some states.

Any treatments that are not needed as deemed by your doctor will not be covered. Your worker's comp insurance company will not cover any treatments that are unrelated to your workplace injury.

Were you or a loved one injured while working?

Contact us at one of our offices:

White Plains
Markhoff & Mittman, P.C.
120 Bloomingdale Rd #401
White Plains, NY 10605
914-946-1452

Brooklyn
Markhoff & Mittman, P.C.
186 Joralemon St. #701a
Brooklyn, NY 11201
718-509-3599

Long Island
Markhoff & Mittman, P.C.
1778 Hempstead Turnpike
East Meadow, NY 11554
516-267-6873

NYC
Markhoff & Mittman, P.C.
1825 Park Ave #901
New York, NY 10035
212-897-9004